NEXKY is here to offer “4 Ways to Manage Your Money and Build Savings”

How can I deal with this? No money at the end of the month again!🥹 

NEXKY is here to offer assistance that shouldn’t be missed with “4 Ways to Manage Your Money and Build Savings 💵.” Friends, let’s plan our expenses for a prosperous financial future.

1️⃣ The popular 50-30-20 budgeting rule: This method divides your income into three categories:
• The first 50% is for essential daily expenses like transportation and food. 🍱
• The next 30% is for savings, such as emergency funds and investments. 📈
• The remaining 20% is for personal enjoyment, like travel and shopping. 🛍️
This helps you allocate your budget clearly and organize your spending. Moreover, it provides peace of mind with a savings account. Everyone can adjust the proportions according to their needs.

2️⃣ Saving through fixed deposit accounts:
This is one option for saving money by depositing a fixed amount into an account every month. However, withdrawals are prohibited for a specified period. The benefit is higher interest rates compared to regular savings accounts, allowing your principal to grow significantly in the future. 💸 This method helps establish good financial discipline.

3️⃣ Keeping track of income and expenses:
Knowing where your money comes from and where it goes helps you plan and improve your future spending. It helps reduce unnecessary costs and enables you to save money. 💰

4️⃣ Buying prize-linked savings bonds or investing in mutual funds:
If you buy savings bonds, your principal amount remains intact, and you have a chance to win additional prizes. This is suitable for risk-takers. Alternatively, you can invest in mutual funds, aiming for higher returns. However, it’s essential to thoroughly research any investment opportunity to avoid any pitfalls. 🕵️

Everyone can try these strategies to plan their finances. By understanding and managing your money wisely, you can pave your way to financial success. NEXKY is here to support you along the journey! ✨

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